Top Podcast Wins – What Episodes Our Listeners Love

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Three years and 116 episodes in, Kevin and I thought it was time to let our listeners do the talking. In this episode of the Your Landlord Resource Podcast, we count down the Top 5 Most-Listened-To Episodes — the ones you keep coming back to — and break down why they resonated so strongly with self-managing landlords.

The countdown includes Episode 58 on the hidden costs of owning rental properties, Episode 6 on creating standard operating procedures, Episode 95, a fan-favorite Q&A where we tackled real landlord problems, Episode 56 on how and when to transfer your rental property into an LLC, and the number one most-listened-to episode of all time: Episode 99 on Five Oversights That Drain Landlord Profits.

We revisit what made each episode so impactful and share a few updates since they were originally published — including a reminder that tax laws and landlord-tenant laws change, so always work with your CPA and a real estate attorney. Also discussed is how listener feedback directly shapes the content we create and invite landlords to reach out about one-on-one coaching.

Whether you are brand new to rental property ownership or a seasoned investor looking to sharpen your systems, this episode is a great roadmap for where to start — or where to go deeper.

What You’ll Learn in This Episode

  • Which five episodes our listeners have downloaded and returned to most
  • Five profit-draining oversights most landlords don’t catch until it’s too late
  • The pros, cons, and timing considerations for transferring rental property into an LLC
  • Why standard operating procedures are the backbone of a professional rental business
  • The hidden costs of owning rentals that most investors fail to plan for
  • Real Q&A answers to actual landlord challenges including inherited properties, pest control, and first rental advice
  • Why tenant screening is the single most important task in your rental property business
  • How listener questions and feedback directly guide the content Kevin and Stacie create

Episode 99 – Five Oversights That Drain Landlord Profits

Episode 56 – How and When to Transfer Your Rental Property into an LLC

Episode 95 – Solving Landlord Problems Q&A

Episode 6 – Creating Standard Operating Procedures for Your Business

Episode 58 – Hidden Costs of Owning and Operating Rental Properties

Episode 115 – Charging Tenants a Flat Utility Fee

The E-Myth Revisited by Michael Gerber

TurboTenant – The best tenant management software for self-managing landlords.

EZ Landlord Forms – State Specific Leases and Forms

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✔️Course Waitlist: From Marketing to Move In, Place Your Ideal Tenant

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  • A Caution to AI: The Possibility of Fair Housing Violations Landlord Update Greetings! I am sitting here in awe and cannot believe it is already June. I don’t necessarily want to slow time down, but I sure do wish it could go at a pace where I was able to make more time to appreciate all the goodness around us. In the last newsletter I discussed how we finally finished kid 2’s duplex and it is now on the market in Boise. He and I have had some long conversations about how to price the rental rates for the units, and he wanted to shoot for the stars…Read more
  • The Landlord’s Checklist for High Tenant Retention and Demand Landlord Update Hello fellow landlords! May is now being dubbed the new December, minus the wrapping of Christmas gifts! Whoa…has it been BUSY! And we don’t have any kids in school or graduations to celebrate this year! It’s all good stuff though. The week before Mother's Day, Kevin and I flew out to Idaho with my parents so we could help Kid #2 finish up work on his duplex. There was a large hole in the concrete right at the bottom of the steps and my dad, being pretty handy, was able to…Read more

*This post contains affiliate links.  We may earn a very small commission (at no additional cost to you) if you purchase from here.  These small commissions are to benefit our business so thank you for your support.

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Charging Tenants a Flat Utility Fee

A gold-colored background states the title “Charging Tenants Flat Rate Utility Fees; Episode 115.”  There’s a picture of a microphone and photos of the hosts, Kevin Kilroy, Stacie Casella.

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Managing utilities in rental properties has become increasingly challenging for small landlords. In this shorty episode of the Your Landlord Resource Podcast, Stacie Casella and Kevin Kilroy discuss a strategy many landlords are beginning to implement: charging tenants a flat monthly utility fee.

Many duplexes, fourplexes, and older multifamily buildings have shared water meters, which means landlords often include water, sewer, trash, and recycling in the rent. Historically this worked well when utility costs were predictable. But as rates continue rising in many areas, landlords are often unknowingly subsidizing tenant usage.

In this episode, Stacie and Kevin explain how a flat utility fee works, how it differs from RUBS (Ratio Utility Billing System), and why landlords may choose this method as a cost-sharing solution. They also discuss how tenants typically respond when this change is introduced and the importance of communicating clearly and implementing the fee properly through lease renewals.

Stacie shares real examples from their own rental properties and explains how they calculated a fair utility fee while still maintaining positive tenant relationships. The goal is not to increase profit but to allocate shared building expenses more fairly while helping landlords maintain sustainable rental operations.

If you own small multifamily rentals and are struggling with rising utility costs, this episode provides practical insight to help you decide whether a flat utility fee might be right for your property.


What You’ll Learn in This Episode

  • Why many landlords historically included utilities in rent
  • How rising water, sewer, and trash costs impact rental property profitability
  • What a flat monthly utility fee is and how it works
  • The difference between a flat utility fee and the RUBS billing method
  • How tenants typically respond when landlords introduce a utility fee
  • Best practices for implementing a utility fee at lease renewal
  • Why clear lease wording is essential when charging utility fees

EZ Landlord Forms State Specific Leases and Forms

TurboTenant The best tenant management software for self-managing landlords.

Connect with Us: 

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✔️Course Waitlist: From Marketing to Move In, Place Your Ideal Tenant

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  • A Caution to AI: The Possibility of Fair Housing Violations Landlord Update Greetings! I am sitting here in awe and cannot believe it is already June. I don’t necessarily want to slow time down, but I sure do wish it could go at a pace where I was able to make more time to appreciate all the goodness around us. In the last newsletter I discussed how we finally finished kid 2’s duplex and it is now on the market in Boise. He and I have had some long conversations about how to price the rental rates for the units, and he wanted to shoot for the stars…Read more
  • The Landlord’s Checklist for High Tenant Retention and Demand Landlord Update Hello fellow landlords! May is now being dubbed the new December, minus the wrapping of Christmas gifts! Whoa…has it been BUSY! And we don’t have any kids in school or graduations to celebrate this year! It’s all good stuff though. The week before Mother's Day, Kevin and I flew out to Idaho with my parents so we could help Kid #2 finish up work on his duplex. There was a large hole in the concrete right at the bottom of the steps and my dad, being pretty handy, was able to…Read more

*This post contains affiliate links.  We may earn a very small commission (at no additional cost to you) if you purchase from here.  These small commissions are to benefit our business so thank you for your support.

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Self-Managing vs Property Manager: Which Is Right for You?

A gold-colored background states the title “Should You Self-Manage Your Rentals?; Episode 112.”  There’s a picture of a microphone and photos of the hosts, Kevin Kilroy, Stacie Casella.

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Managing rental properties comes with a big decision: should you handle everything yourself or hire a property manager?

In this episode, Stacie Casella and Kevin Kilroy share the real pros and cons of self-managing versus outsourcing — from cost savings and control to the realities of late-night calls, legal paperwork, and burnout. Together, they discuss how each option fits different lifestyles, investment goals, and seasons of life.

You’ll hear stories from their own experience managing a Sacramento 6-plex, a long-distance four-plex in Idaho, and everything in between — plus practical tips to help you make the best decision for your business.

Whether you’re a new landlord just starting out or an experienced investor scaling up, this episode will help you confidently decide which management style supports your goals.

Discussed in this episode:

  • The biggest benefits of self-managing rentals
  • When hiring a property manager makes sense
  • How to evaluate your time, personality, and comfort with risk
  • Real examples from Stacie and Kevin’s portfolio
  • Recommended landlord tools and software for both approaches

Listen to Episode 39: 50+ Must-Ask Questions When Hiring a Property Manager, Pt.1

Listen to Episode 40: 50+ Must-Ask Questions When Hiring a Property Manager, Pt.2

Listen to Episode 79: Accounting Software Options for Real Estate Investors

Listen to Episode 84: Tenant Screening Software, What Landlords Need to Know

Listen to Episode 106: The Benefits of Being a Digital Landlord

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Connect with Us: 

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📧 Subscribe to our newsletter.

👆Click this LINK to select from our FREE Landlord Forms and Doc’s

🤳Text Us SMS text to 650-489-4447. We love questions and love letters, hate mail not so much!

📩Email us at: [email protected][email protected] 

✔️Course Waitlist: From Marketing to Move In, Place Your Ideal Tenant

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🎧 Listen & Subscribe on Apple PodcastsSpotify, or your favorite podcast app

Check out samples of our newsletter👇 If you love it, you can subscribe from there!

  • A Caution to AI: The Possibility of Fair Housing Violations Landlord Update Greetings! I am sitting here in awe and cannot believe it is already June. I don’t necessarily want to slow time down, but I sure do wish it could go at a pace where I was able to make more time to appreciate all the goodness around us. In the last newsletter I discussed how we finally finished kid 2’s duplex and it is now on the market in Boise. He and I have had some long conversations about how to price the rental rates for the units, and he wanted to shoot for the stars…Read more
  • The Landlord’s Checklist for High Tenant Retention and Demand Landlord Update Hello fellow landlords! May is now being dubbed the new December, minus the wrapping of Christmas gifts! Whoa…has it been BUSY! And we don’t have any kids in school or graduations to celebrate this year! It’s all good stuff though. The week before Mother's Day, Kevin and I flew out to Idaho with my parents so we could help Kid #2 finish up work on his duplex. There was a large hole in the concrete right at the bottom of the steps and my dad, being pretty handy, was able to…Read more

*This post contains affiliate links.  We may earn a very small commission (at no additional cost to you) if you purchase from here.  These small commissions are to benefit our business so thank you for your support.

Reflect, Reset, and Re-Engage

A gold-colored background states the title “Reflect, Reset, and Re-Engage; Episode 114.”  There’s a picture of a microphone and photos of the hosts, Kevin Kilroy, Stacie Casella.

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Ever feel like you’re running a marathon but you can’t remember why you started running in the first place?

That was our entire 2025. Between two destination weddings, a home renovation that went 300% over budget (with roofers literally falling through our ceiling THREE TIMES), rental property turnovers, portfolio decisions, and trying to be present for our aging parents and adult kids—we were completely burnt out.

In this raw and honest episode, we’re pulling back the curtain on what really happened, why we had to hit pause on the podcast, and what we learned about saying no, setting boundaries, and protecting our time as landlords and business owners. We’re talking about the seven-plex we walked away from, the winter vacancies we’ll never do again, helping our son with his first rental property, and why our 2026 word is RESET.

If you’ve been feeling overwhelmed or like your rental business is running you instead of the other way around, this episode is for you. Let’s talk about what really matters.


What You’ll Learn in This Episode

  • Why walking away from deals can be the smartest investment decision
  • Real costs of home improvement projects (and why you should always add 40%)
  • When to say no to opportunities that don’t align with your operating standards
  • Strategies for rental turnovers during difficult seasons
  • Why renewal strategy matters more than ever in today’s market

Connect with Us: 

🌎 Visit our website 

📧 Subscribe to our newsletter.

👆Click this LINK to select from our FREE Landlord Forms and Doc’s

🤳Text Us SMS text to 650-489-4447. We love questions and love letters, hate mail not so much!

📩Email us at: [email protected][email protected] 

✔️Course Waitlist: From Marketing to Move In, Place Your Ideal Tenant

📱 Follow us on InstagramFacebook, & join our private Facebook group 

🎧 Listen & Subscribe on Apple PodcastsSpotify, or your favorite podcast app

Check out samples of our newsletter👇 If you love it, you can subscribe from there!

  • A Caution to AI: The Possibility of Fair Housing Violations Landlord Update Greetings! I am sitting here in awe and cannot believe it is already June. I don’t necessarily want to slow time down, but I sure do wish it could go at a pace where I was able to make more time to appreciate all the goodness around us. In the last newsletter I discussed how we finally finished kid 2’s duplex and it is now on the market in Boise. He and I have had some long conversations about how to price the rental rates for the units, and he wanted to shoot for the stars…Read more
  • The Landlord’s Checklist for High Tenant Retention and Demand Landlord Update Hello fellow landlords! May is now being dubbed the new December, minus the wrapping of Christmas gifts! Whoa…has it been BUSY! And we don’t have any kids in school or graduations to celebrate this year! It’s all good stuff though. The week before Mother's Day, Kevin and I flew out to Idaho with my parents so we could help Kid #2 finish up work on his duplex. There was a large hole in the concrete right at the bottom of the steps and my dad, being pretty handy, was able to…Read more

*This post contains affiliate links.  We may earn a very small commission (at no additional cost to you) if you purchase from here.  These small commissions are to benefit our business so thank you for your support.

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Why Renters Are Moving Less

A gold-colored background states the title “Why Renters Are Moving Less; Episode 113.”  There’s a picture of a microphone and photos of the hosts, Kevin Kilroy, Stacie Casella.

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In this episode we’re digging into a trend — renters are moving less than at any point in the last 40 years, and whether you manage one unit or ten, this affects your strategy, revenue, and renewals in a big way. So, Kevin and I are unpacking what’s behind the sharp drop in renter mobility and what it means for your business.

We talk through why renewing a lease is cheaper than moving, why ownership remains out of reach for many renters, and how construction slowdowns and underbuilding are freezing vacancy chains. We also break down demographic shifts — from long-term renters in their 50s+ to younger renters relocating less because of job instability and cost-of-living pressures. Climate migration plays a surprising role too — many renters want safer living locations but can’t afford to relocate, which means staying put longer than ever.

Most importantly, we share practical strategies to help you adapt: improving renewal conversations, creating predictable systems, using landlord software, and screening wisely to prevent fraud. Longer tenancies can be great — but only if you proactively manage communication, planning, maintenance, and rent increases.

If you want to run your rentals like a real business — with professionalism, confidence, and systems — today’s episode is packed with insight you can put to work immediately. Let’s go!


What You’ll Learn in This Episode

  • Why renter movement is at a 40-year low
  • The economic and housing trends freezing mobility
  • How underbuilding affects turnover
  • Why renewals and communication matter more than ever
  • How to plan for longer tenancy cycles and stable revenue

Listen to Episode 2: Improving Tenant Retention and Renewals

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Connect with Us: 

🌎 Visit our website 

📧 Subscribe to our newsletter.

👆Click this LINK to select from our FREE Landlord Forms and Doc’s

🤳Text Us SMS text to 650-489-4447. We love questions and love letters, hate mail not so much!

📩Email us at: [email protected][email protected] 

✔️Course Waitlist: From Marketing to Move In, Place Your Ideal Tenant

📱 Follow us on InstagramFacebook, & join our private Facebook group 

🎧 Listen & Subscribe on Apple PodcastsSpotify, or your favorite podcast app

Check out samples of our newsletter👇 If you love it, you can subscribe from there!

  • A Caution to AI: The Possibility of Fair Housing Violations Landlord Update Greetings! I am sitting here in awe and cannot believe it is already June. I don’t necessarily want to slow time down, but I sure do wish it could go at a pace where I was able to make more time to appreciate all the goodness around us. In the last newsletter I discussed how we finally finished kid 2’s duplex and it is now on the market in Boise. He and I have had some long conversations about how to price the rental rates for the units, and he wanted to shoot for the stars…Read more
  • The Landlord’s Checklist for High Tenant Retention and Demand Landlord Update Hello fellow landlords! May is now being dubbed the new December, minus the wrapping of Christmas gifts! Whoa…has it been BUSY! And we don’t have any kids in school or graduations to celebrate this year! It’s all good stuff though. The week before Mother's Day, Kevin and I flew out to Idaho with my parents so we could help Kid #2 finish up work on his duplex. There was a large hole in the concrete right at the bottom of the steps and my dad, being pretty handy, was able to…Read more

*This post contains affiliate links.  We may earn a very small commission (at no additional cost to you) if you purchase from here.  These small commissions are to benefit our business so thank you for your support.

Do You Know What Is Excluded from Your Insurance Policy?

By Jason Jones

Exclusions outline what your insurance policy does not cover. Carriers often exclude costly risks like earthquakes or those deemed the owner’s responsibility, such as wear-and-tear or mold. Insurance covers sudden, accidental damage, not gradual or preventable issues.

Knowing which losses are typically excluded helps clarify retained risks and prevent coverage assumptions. Some exclusions can be bought back by endorsement or separate policy.

Standard homeowners policies often exclude business-related losses, including those resulting from rental activities. Investors must have a policy designed specifically for investment properties to ensure proper protection.

 Wear-and-Tear

Normal wear and tear is expected from regular use. As an investor, you should be prepared to pay for carpet cleaning or a fresh coat of paint between renters. Wear-and-tear and deterioration are industry-wide exclusions. These small “repairs” can be covered by the security deposit or accepted as the cost of doing business.

Intentional Tenant Damage

Many investors assume that any damage done by a tenant will be covered by their property policy. Intentional tenant damage is usually a sudden, one-time event and may include damage such as broken doors, missing appliances, or spray-painted walls. Damage done by tenants is typically excluded and not considered vandalism or theft to most carriers as you have a lease entrusting the tenant with the care of your property. That contract should stipulate penalties for misuse of the property, whether that be withholding the security deposit or filing a civil lawsuit.

Mold & Fungus

Standing water from floods, backups, etc. can cause mold within 24-48 hours. Coverage for mold, mildew, and fungus is typically completely excluded or very limited. As insurers differ, policy language may mention “mold,” “organic pathogens,” “mycotoxins,” or “penicillium.” Policies may also exclude wet/dry rot and bacteria. Some courts of law treat mold as a pollutant. As such, mold may not be covered if the policy has an absolute pollution exclusion. Mold can damage building materials and affect tenant health.

Sewer & Drain Backup 

Tree-root blockages or clogs may cause sewage to back up through drains in the home. This water backup or overflow from a sewer, drain, or sump is typically excluded from standard property policies. For these losses to be covered, you’ll need to purchase a Sewer & Drain Backup endorsement.


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You can’t beat free and the only time you pay is if you want to purchase a lease or have expedited rent deposits. Most everything else costs zip, zero, zilch.


Natural Disasters: Earthquake, Sinkholes & Flood

Standard property policies typically exclude damage from earthquakes, sinkholes, and floods due to their catastrophic and unpredictable nature. However, coverage is often available for all three through an endorsement or separate policy. Flood damage must come from an external source, such as overflowing rivers or heavy rain, not from internal plumbing or sewer systems. Most also exclude surface water, tides, waves, and overflow from any body of water.

Faulty Workmanship

Most policies exclude coverage for damage resulting from faulty structural work, like deck support failure or other construction defects. Even if a renovation property is properly insured under a Builders Risk policy, carriers typically exclude Faulty Workmanship to prevent overlapping coverage. Instead, any damage or negligence caused by a contractor’s workmanship should be covered under their own policy.

These exclusions reflect common limitations in standard investment property policies.

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Everything You Need to Know About How to Rent Your House Without an Agent

By Kristi Mergenhagen

If you decided to make the decision to rent out your house, there’s a lot you need to consider. While a lot of people go with using an agent, we wanted to talk with you about everything you need to know about renting your house without an agent. 

While using an agent might make the entire process easier, it’s a lot more expensive and can be harder for you to actually rent out your home. Below we’re going to talk about reasons why you shouldn’t necessarily go with the real estate agent to rent out your home and how you can do it without one the easy way. 

Why You May Not Want To Use An Agent?

Why You May Not Want To Use An Agent

So, why should you not use an agent when renting out your home? Are there certain things you need to be aware of? Will this cost you way too much money and mess up your budget? Let’s talk about a handful of reasons why you may not want to use a real estate agent for this very purpose.

Limited Services

If you’re putting your home on the market for potential renters to see, real estate agents will only use the multiple listing service. This is a service that is only accessible by real estate agents and is, often times, the only service that they use to find housing that’s available.

When a landlord uses the multiple listing service to look for rental properties that are on the market, they’ll miss everything that’s available from a landlord that’s not using a real estate agent. This makes it so that there are very few options available, and your home may not be one of them.

When you’re renting your home, you want to post a listing just about everywhere possible so you can find the best tenant there is available. Using an agent that also uses the multiple listing service will prevent this from happening.

On that same note, if you were the one looking for a home to rent, you are more likely to see better properties available just by looking at real estate sites online on your own.

They Cost A Lot

Just like landlords, real estate agents expect to get paid. They’re usually found working with people who are buying or selling their homes. When you hire a real estate agent, you have to pay them by giving them a percentage of what your home sells for.

This can add up to tens of thousands of dollars, depending on what your home sells for. Since the housing market is so accessible by prospective tenants and landlords alike, it’s almost pointless to hire a real estate agent that will only end up costing you money. 

Similarly to selling your home through a real estate agent, if you want to rent out your home with one, you’ll end up paying a percentage of the rent you receive to the agent in the form of a fee for finding a tenant and possibly fees for “managing” the tenant. 

A lot of the time tenants will look for future housing on their own, which takes out the purpose of a landlord or homeowner even needing to use an agent in the first place.

They May Not Want To Work With You

When it comes to real estate agents, it can actually be hard to find one that will help you rent out your home. Most of the time, real estate agents are looking for a property that is for sale, not for rent.

They also may not want to work with you because they may require a real estate agent commission. Most landlords don’t want to pay this commission, as it’s not really necessary. You can easily find someone to rent your home without needing to pay extra money.

Doing More Bad Than Good

If you’re a landlord, chances are you’re already well aware of how much houses and rental units go for in your area. When you put a real estate agent into the mix, they’ll tend to want to negotiate rent prices and will oftentimes have the tenant pay a lower rent than you’re wanting to receive.

As a landlord, you’re likely not looking to negotiate on rent prices. Doing that on top of paying a commission for a real estate agent just sounds like a big waste of money to us.

How To Rent Without An Agent?

So, with all that being said, how exactly do you rent your home without using a real estate agent? While it is a lot cheaper to do so, there are some things that you need to be aware of. There are certain concerns that can come up when you’re renting out your property.

Looking For Tenants

Whether you’re using a real estate agent or not, the first thing you want to do is look for prospective tenants. It’s important to note that not all tenants are good tenants.

You can easily post your home for rent across sites like Trulia and Craigslist. You can have people fill out an application right from the advertisement. You’ll also be able to complete background and credit checks if needed. 

There is even software you can download that will post your rental property for sale across multiple sites with the click of a button. This saves you time, energy, and possibly money.

If you were to hire a real estate agent, they would do this for you. But it’s not a lot of work and it’s fairly easy. Why not do it yourself and save some money in the process?

Create An Inventory

How To Rent Without An Agent?

Now, let’s say you found a great tenant to rent your home. This can be an entire family, multiple college students, or a single person looking to rent their first home.

Your next step is to prepare an inventory (or a move-in, move-out checklist). This isn’t necessarily mandatory, but you should create one as it can help you in the long run. When renting your home, an inventory will form the basis of any claim you have for the deductions from the deposits which you’ll need to go through and also take photos of before anyone moves in. 

You can do this yourself or you can allow your letting agent to do it for you. Be sure that all deposits are kept with a deposit protection scheme by making sure that you give the tenant the paperwork that is needed legally. 

You also have the option to register the deposit yourself. If this sounds like a route you’d like to take, consider talking to an online letting agent.

Becoming A Landlord

Being a landlord comes with a lot of perks, especially when you’re renting out your own home. When you’re a landlord, you won’t have to pay a monthly fee for a letting agent to manage your property.

This can save you a lot of money over time and you’ll probably learn a few things along the way. That being said, there are some things that are required of you as a landlord.

You’ll always need to make sure that rent is collected, repair or hire someone to repair anything that needs fixing, make sure that the property is safe and livable, and you’ll also have to check the property every 3 to 6 months for current conditions. 

Renting out your own home is a great way to bring in some extra cash while still getting the mortgage paid off. As long as you make sure that you find tenants that will pay rent on time and take care of the property, it should be a success.

What It Will Cost You

So, you know that by not hiring an agent you’ll save a lot of money, but this doesn’t mean you won’t spend anything. Being a landlord comes with a lot of requirements that you wouldn’t have if you were to use an agent.

One thing to note is that being a landlord can be quite time-consuming. You might have maintenance requests that pop up at the last minute, you may need to work late on weekends, or you might even find yourself working on a holiday.

A lot of the times being a landlord can take you away from important family time and there can be blurred lines between personal life and work. It may be good for you to know, but you can hire a maintenance staff to take some of the burden off of you.


Make your business an LLC

Structuring your business as an LLC can bring important advantages: It lets you limit your personal liability for business debts and simplify your taxes. Here, you’ll find the key legal forms you need to create a single-member or multi-member LLC in your state, including:

  • LLC articles of organization
  • Operating agreement for member-managed LLC
  • Operating agreement for manager-managed LLC
  • LLC reservation of name letter, and
  • Minutes of meeting form

Form Your Own Limited Liability Company has easy-to-understand instructions, including how to create an operating agreement that covers how profits and losses are divided and major business decisions are made. You’ll also learn how to choose a unique LLC name that meets state legal requirements and how to take care of ongoing legal and tax paperwork.


Tips And Tricks For Renting Your Own Home

Whether you can’t find a buyer, or you’re just deciding to rent out your home, we wanted to include some tips and tricks for making the entire process as easy and as stress-free as possible.

Pricing Rent Adequately

Depending on your personality, you might feel like you shouldn’t charge that much for rent. It’s important when you’re a landlord to know that you have to make some money. This is why it’s crucial to price your rent according to the area the property is in. 

Let’s say you live in Saint Paul, Minnesota. You’ll find that a neighborhood like Highland Park is going to have much higher rent prices than that of a neighborhood like Midway. 

If you have a house for rent in Los Angeles, you’ll need to charge more for rent if it’s located downtown, rather than in the outskirts such as Irvine. But how do you know how much rent is for the area you have a property in?

There are a number of ways you can check this; you can look online and see what similar properties are going for, or you can ask around. You may also call real estate agents and see what they would charge a renter for a home like yours.

As long as the mortgage is covered and there is a little on top for you to make an income, you should be good.

Properly Screening Tenants

You already read a little bit above about what it takes to find the right tenant. We want to encourage you to take a few important steps when it comes to finding the perfect tenant.

It is absolutely crucial to perform a background check. This will show you a lot of information about the prospective tenant and can help you decide whether they are a good fit or not.

You’ll also want to pull a credit report. You can easily do this on your own by researching information through credit reporting agencies such as Equifax or Experian. It is important to note that you’ll want to follow the Fair Credit Reporting Act or FCRA when doing so. 

On top of that, you’ll want to check their criminal history. Some information may come up related to their criminal history on their background check, but it’s important to do both. You can search state as well as local records online or you can find an agency that will do it for you to get you the information you need.

Lastly, it’s important to check references. This can be something as simple as contacting their employer to see how long they’ve been working there. You can also check references by calling the prospective tenant’s previous landlords and hearing what they have to say.

Writing A Lease

Another thing that is absolutely crucial to do when you are renting out your own home is to have a written lease. Normally, if you were to have an agent, they would help you with this part, but without one it’s up to you to do it.

When you have a lease, it needs to include some specific information so that you and the tenant are on the same page. We’ve included some of the basic things that should be in the lease below:

  • How long the lease is or the lease term. This can be month-to-month, 6 months, 9 months or 12 months. As a landlord, the lease term is up to you. 
  • A security deposit as well as first and last month’s rent
  • Rental due dates
  • Any additional fee information 
  • Additional charges such as a parking space
  • Who’s responsible for what repairs
  • A list of all tenants
  • What upkeep the landlord is responsible for, such as lawn care
  • Any rules that the tenant needs to follow
  • Eviction terms that are clear to understand
  • Any pet-related information or rules 
  • The dates the lease is active
  • Anything related to HOA fees

It may seem like a lot of information, but you’d rather have things covered and communicated than not. A lease is a legally binding contract that you and the tenant are required to follow and that is there for the protection of both

Have House Insurance

Another crucial step to renting out your home without an agent is to protect your home with the correct insurance policy. This will be a different policy than the one you had when you were living there.

When you lived in your own home, your insurance was a homeowner’s policy. This will cover things like the structure of the home itself, any damages that may occur to the home or within the home and any belongings that you have inside the house.

When you rent out your home, you’ll need rental home insurance instead, also known as fire insurance. This is absolutely necessary and can save you a lot of money and potential lawsuits in the long run. 

Rental home insurance will cover the structure of the house, legal costs, loss of rental income if your tenant doesn’t pay, repairs and fixes along with any medical expenses that may be required. 

In addition to you having rental home insurance, you may want to charge a fee for your tenants to have renters insurance or advise them to get renters insurance on their own. This will help to cover their belongings in case something bad were to happen to or within the home.

Hiring Staff

You read a bit about how hiring your own maintenance team can be incredibly helpful. These are employees of yours that will fix repairs if needed and handle all the on-property needs.

You may also want to hire a management company. They will help you not only to find a tenant, but they’ll perform all the tenant screening procedures that are required. This will also keep you emotionally distant from the tenant, which may come in handy if you need to evict them.

Hiring a management team will ensure that you get the rent every month and that your tenants treat your home with care. Whether you’re hiring a maintenance employee or a property manager, it’s important to know that these cost money and will decrease your monthly income.

Be Aware Of Eviction Laws

Lastly, you need to be aware of the eviction laws for your state. If you need to evict a tenant, you’ll likely need an attorney. Sometimes the tenant won’t leave willingly, and you can’t just go into the property and remove them yourself.

The laws vary quite a bit from state to state, so it’s important to be aware of the laws and regulations for where your property is. You should also be aware of the reasons why you can evict someone along with what’s not considered an offense that can lead to eviction.

Eviction can make things quite awkward; if you have the chance, sit down with your tenant and have an adult conversation. Tell them you understand what they’re going through and give them the opportunity to pay rent within a certain number of days or you’ll file an eviction lawsuit.

Let them know that an eviction lawsuit can ruin their credit score and any possible chance for them to get a loan or mortgage in the future. Be kind when doing this, but also be stern and straightforward.

Final Words

Hopefully, this has taught you everything you need to know about how to rent your house without an agent. It may require a bit more work on your behalf, but it will also save you a ton of money in the long run.

Renting out your home is a great way to make extra income each month. There are plenty of things you can do to take some of the responsibility off your shoulders, such as hiring a maintenance employee.

Make sure you’re aware of all eviction laws and that you have everything covered in the lease. Also, be sure that the tenant has read the lease and has the option to ask questions if they have any about the lease. 

Whether you hire a real estate agent to help you rent out your property is up to you as both situations (renting with the help of an agent and without one) have pros and cons you need to weigh up. 

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How To Look Up Evictions (And Prevent Disastrous Rentals!)

By Allie Militello

There’s one word all experienced landlords have come to fear: eviction.

Nothing is worse for a landlord than going through the long and expensive process of evicting a tenant. Many landlords hope to avoid this nightmare by performing an eviction records search on their potential tenants. But, how do you make sense of the results for someone who has never looked at eviction records?

According to TransUnion, the total eviction-related expenses for property managers averages $3,500. Unfortunately, that’s money that could have been in your pocket had you not had a tenant that broke the lease, didn’t pay rent and more.

Checking eviction history before you rent to a new tenant is a key part of choosing the right tenants who will be long-term, profitable renters. Renting to those with a long eviction history will cause more grief, so learning how to avoid that situation is essential.

In this post, we’ll review how to examine an eviction report, where to find eviction records and more.

Why Is An Eviction Record Search Necessary?

Before we get into the details of how to check eviction history, you may still be curious about why this check is necessary.

Simply put, people tend to have patterns of behavior. If a tenant has been evicted from a property one time before, this shows that they may find themselves in the same situation again in the future.

If they’ve been evicted multiple times, you can be all-but-sure that they will be a difficult tenant to work with.

Eviction only occurs in the most serious of cases. There are times when a tenant does so much damage to property or simply refuses to pay their rent, and those are the times when an eviction occurs.

If a potential tenant has a history of eviction, you will want to consider their profile much more carefully before even considering renting. If you don’t, you’ll be putting yourself and your business at risk.

What’s Included In An Eviction Report?

An eviction records search results will include basic information about the filing. The record will consist of the defendant or the tenant’s full name, the name of the plaintiff or property owner, the address of the property, the dates that the eviction was filed, the location of the court the eviction was filed with as well as the outcome of the eviction proceedings.

At RentPrep, we ensure that any eviction record that returns from a search matches the correct applicant. We verify any records that return with the name and address provided by the eviction record and compare that with the information provided by the landlord to ensure that the information in our reports is as up-to-date and accurate as possible.

How To Look Up Evictions

You must know how to look up evictions, especially when it comes to legality.

Eviction Lookup Method 1: Court Records

The most direct and thorough way to determine if a potential tenant has a eviction history is to check court records. Every state, county, and area may have different courthouses, and so it may seem impossible to find out if this tenant has ever done wrong before.

First, find your state’s website.

Court records can be searched by state. Use this resource to find your state’s website, which can be used to search court records. Each state may have multiple websites that can be checked for various home-related issues, so be sure to check each one thoroughly.

Second, search the names.

Once on the court records website, search the potential tenants’ names to find out if they have any eviction records in their past.

You will want to be sure you are thorough and check more than just the main name they gave you on their application. In addition to their currently used name, check the following names:

  • Birth name
  • Nicknames
  • Alternate names
  • Names with or without initials
  • Name before or after marriage/divorce

By ensuring you check every combination of their name you can come up with, you will be able to make sure there aren’t any records you are missing.

Third, get access to the record.

While you cannot view the full record for eviction cases in every state, you can get a thorough briefing or full access in most states with this type of case.

It’s essential you actually view the eviction case. Don’t let the presence of an eviction case cause you to write off a potential tenant.

In some cases, bad landlords try to wrongfully evict a tenant, and this would still cause an eviction case to be present in the person’s history.

While learning to check eviction records, you must consider the meaning of every result you find in your search to give every tenant a balanced chance.

If you cannot view the record online or travel to the courthouse in person, call them to see if you can pay a copy fee to have a case record mailed to you.

Eviction Lookup Method 2: Hire A Third Party Service

As you can see, doing the work of finding the right courthouse, checking every name that the tenant may have used in the past, and collecting the full court information can be quite the task.

Plus, you may not know what states your potential tenant has lived in during their life!

Because figuring out how to check eviction history can be quite complicated, several services include eviction checks as part of their tenant screening services. A screening service can do a national eviction search thoroughly and effectively. The screening services often come back including credit information so you can make a comprehensive and well-informed decision about future tenants.

If you aren’t experienced or confident in your ability to research every potential tenant, it may be time to use a screening service to help you narrow down the list of maybes to find the perfect renter.

For Tenants: How To Check If You Have An Eviction

Are you a tenant hunting for an apartment? Wondering how to see if you have an eviction on record that might negatively affect your chances when applying for an apartment? Thankfully, doing this is just as easy for you as for landlords.

In fact, you can use the exact same methods outlined above to find out if you have anything negative in your rental history. Landlords use these techniques, so it makes sense for you also to use them!

The ultimate way to ensure you know how your records will show up for a landlord is to ask what screening service, if any, they use. You can then check via this same third-party service to see your record.


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How To Understand Eviction Search Results

We may not be able to understand what exactly led to the eviction being filed, but we can learn the results of the court proceedings from the record. The final disposition provided on an eviction record will give us more information regarding the outcome of the eviction filing. It is important to remember that an eviction filing does not always mean that the tenant was forced to vacate the property.

Civil New Filing Vs Judgment Vs Restitution of Premises

Common dispositions, or final outcomes, include civil new filing, judgments, or restitution of premises.

When the outcome on the record is “Civil New Filing,” the case was either canceled or dismissed. There are many reasons why the eviction proceedings could have been dropped. For example, the tenant may have paid past due rent that was owed, or they have agreed with the landlord or property manager outside of court, causing the eviction filing to be dropped.

If the eviction proceedings end with a judgment, the eviction was filed in favor of the landlord. In this case, the court has ordered that the tenant must pay the landlord money for rent owed and/or for any damage done to the property.

Sometimes referred to as a default judgment, this outcome occurs when the tenant fails to appear in court or respond to the eviction summons. “Restitution of Premises” is the outcome that most landlords hope for when filing for an eviction. This means that the judge has ordered the tenant to be removed from the property and full ownership is returned to the landlord. The judge will then order the tenant to vacate the property within a given time frame.

Cons Of Running Your Own Search

If you choose to run your own eviction search, be wary of where you receive the records from. Specifically, with services that offer automatically generated reports, you’ll want to be extremely careful that the records belong to the correct person and can be legally used in the adverse action process should the results lead you to deny a tenant.

Typically, the information provided on an eviction record includes the applicant’s first and last name and the property’s address. You’ll want to ensure that your applicant is the only person who has lived at that address with that name to ensure the eviction record belongs to them. This step is crucial if the applicant has a common name.

Remembering that eviction records can only be reported within seven years of filing is also essential. Any eviction records older than 7 years cannot be used in the decision to deny an applicant.

To avoid any confusion or any potential legal trouble, we recommend using a service with FCRA screeners to search eviction records for you. At RentPrep, we hand-compile our reports to ensure that any information is accurate and is compliant with all state and federal laws. Our screeners are all FCRA certified, meaning they have the knowledge and expertise to ensure that the results in our reports can legally be used in the decision-making process.

How To Look Up Evictions FAQs

Are Evictions Public Record?

Yes, evictions are added to the public record after they are filed with the court system. Whether or not the full details are readily available depends on what state the report was filed in, but all evictions will show up in some way on public records. Depending on the case’s final judgment, it may also appear in criminal background checks.

Generally speaking, however, eviction records do not appear in a credit report as of July 2017. This is why many landlords do separate eviction history checks in addition to a credit report.

How Can I Check If I Have Evictions On Record?

The best way to check if you have evictions on record is to go through the steps outlined above. While the technique was written with landlords in mind, you can use the same technique to check your own information. Here is a simplified step-by-step:

  1. Use this website to find your state’s court data system.
  2. Search your name and any aliases you have used to see if any evictions appear.
  3. If evictions show up, you can contact the court to view the full eviction details to see what the documents actually say.

Another way to check if you have any evictions on record is to request a full tenant screening report on yourself or even a criminal background screening; these checks may include evictions in some cases.

RentPrep’s services are intended for landlords to run background screening on potential tenants and should not be used to check for your own personal eviction history. If you’re interested in searching for possible eviction records, we recommend calling the court you believe the eviction could have been filed with. This could be the county or town court in which the property is located.

How Do You Get An Eviction Removed From Your Public Record?

If you lost the eviction case in court, there is no way to have the court records expunged from the civil records as the case was valid and fully prosecuted. If, however, you won an eviction case or the landlord dropped it, you can make sure it no longer appears in court records.

If a landlord has ever filed against you for eviction but you won the case or it never went to court, you will want to make sure the records are expunged so they do not appear in eviction report searches by potential landlords.

How Can I Check My Rental History?

If you want to check out what type of rental history report your landlord or potential landlords might be looking at, the easiest way to do that is to sign up with a third-party service and run a report in your own name. This is also how to determine if you have an eviction on your record.

Landlords often use screening services to get a complete and comprehensive look at the rental history of prospective tenants, so this is an easy way to check out your own information. Checking your own information is also an important step to ensure that all information shown is accurate.

How Soon Does An Eviction Show Up?

Evictions typically show up on records within 30 to 60 days; the exact amount of time it takes for these records to appear depends on the court system, the filing agencies, and what types of screening services are being used to check this data.

Do Evictions Show Up On Background Checks?

The term background check doesn’t necessarily denote a specific type of information search; landlords who use the phrase background check typically do both a criminal background check and an eviction history check.

Evictions would not appear on criminal background checks unless an associated charge or misdemeanor had to be settled in civil court. Evictions will appear in an eviction history check for as long as they are on record with the courts; these files are typically on file for seven years.

Checking your credit report for evictions isn’t going to bring back any results; evictions are not included there.

It is common for background checks performed to apply for a rental to include eviction records search. Suppose an eviction record search is performed during a background check. In that case, the record will typically be reported regardless of the outcome, provided that the record is not too old to include in the report.

Do Dismissed Evictions Show Up On Background Checks?

Dismissed evictions should not appear on your background checks, but there are some cases where the paperwork will still be on file with the court system. If the landlord doesn’t read the full document and only sees that an eviction filing exists, this might lead them to make incorrect assumptions about the responsibility of a potential tenant.

Dismissed evictions can be expunged from a tenant’s record as the court would likely find that it is in the interest of justice to remove evictions that were not complete.

Can You Still Get An Apartment With An Eviction?

Many landlords will still rent to tenants with an eviction, mainly if there is a solid reason for that eviction happening or if it was many years in the past. If you have an eviction on your record, it is best to be upfront with any landlords about it, why it happened, and how to avoid any repeat scenarios.

It’s best if the landlord finds out from the tenant rather than from their screening services.

How far back can an eviction search go?

Eviction records can be included on a report seven years after the eviction was filed. Any documents older than 7 years cannot legally be included in a report.

Choose Your Tenants Carefully

Renting out property is about more than just finding someone who is willing to live in your rental. It’s about finding tenants with a good relationship with you and your property.

If you don’t choose tenants carefully and learn how to check eviction records, you could be putting your entire business at risk. All the information gathered in rental applications should supplement your research about each tenant.

Be sure to check for a history of evictions:

  • Search courthouse records.
  • Consider every possible nickname.
  • Hire help for more detailed eviction reviews.

By paying attention to the history of potential tenants, you can make smarter choices about who you invite to live in your rental properties. This decision should include an eviction history, a background check, and credit scores. With all of that information, you’ll be making the wisest choice a landlord can make.

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What Are Owner Statements?

Provided by Genuine Property Management

As a landlord or property owner, staying on top of your investment’s financial health is essential. Whether you self-manage or work with a property management company, one of the most important tools for tracking income, expenses, and profitability is the owner statement. This document provides a clear overview of your rental property’s financial performance.

Below, we’ll break down what an owner statement is, what it typically includes, how often you should expect to receive one, and why it matters so much for your bottom line.

What Is an Owner Statement?

An ownership statement, sometimes called a landlord statement or property management report, is a document containing a detailed financial summary. It outlines all income and expenses related to a rental property over a specific period. This is a different document than a statement of ownership, which confirms your legal rights over your property.

Owner statements may be generated by a property management company and made available via email or an online owner portal. For landlords who self-manage, creating one can still be incredibly valuable for tracking finances and preparing for tax season.

What’s Typically Included in an Owner Statement?

While the exact format can vary depending on the property management software or company, most owner statements include the following key components:

  • Rental Income: This section shows how much rent has been collected from tenants during the reporting period (including revenue from parking, laundry, and other amenities). A rental statement may also note if any payments were late, partial, or still outstanding.
  • Operating Expenses: This part outlines all expenses related to managing and maintaining the property. It may include:
    • Property management fees
    • Maintenance and repair costs
    • Utility payments (if applicable)
    • HOA dues
    • Landscaping or pest control
    • Legal or administrative fees
  • Owner Disbursements: After income and expenses are tallied, this section shows the net amount disbursed to you—the owner. It may list the method of payment (e.g., bank transfer) and the date funds were sent.
  • Reserve Fund Activity: If your management agreement includes a reserve fund (used for emergency repairs or maintenance), your statement will detail any contributions to or withdrawals from this account.
  • Itemized Transactions: Some statements provide a line-by-line breakdown of each transaction, including dates, vendors, and descriptions. This level of detail is especially helpful for recordkeeping and tax preparation.

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How Often Are Owner Statements Sent?

Owner statements are typically sent monthly, providing a consistent financial snapshot of your rental property’s performance. Most property management companies distribute these reports within the first week of the new month, once all income and expenses from the previous month have been finalized. This ensures landlords receive accurate data on rent collection, maintenance costs, and disbursements.

In addition to monthly rental statements, some landlords may receive quarterly summaries to track broader financial trends or annual owner statements used for tax reporting. These annual reports often include cumulative income and expenses, plus IRS Form 1099 for tax filing purposes.

If you’re self-managing your property, it’s still a good practice to generate monthly or at least quarterly statements. Regular reporting not only keeps your finances organized but also helps you spot patterns, budget more effectively, and stay compliant with tax requirements. Consistent reporting is key to maintaining financial control and transparency over your investment.

Why Owner Statements Are Important for Landlords

Owner statements play a vital role in helping landlords manage their rental properties efficiently. Here’s why they matter:

  • Financial Clarity: Track income, expenses, and net cash flow to evaluate the profitability of your rental property.
  • Simplified Tax Preparation: Use itemized statements to accurately report income and claim deductions—no need to sort through piles of receipts.
  • Accountability: Verify that your property management company is collecting rent, paying vendors, and handling funds properly.
  • Performance Monitoring: Spot trends such as rising maintenance costs or consistent late payments, and adjust your strategy accordingly.
  • Informed Decision-Making: Use financial data to guide decisions about rent increases, renovations, or expanding your portfolio.
  • Professional Recordkeeping: Maintain organized, audit-ready documentation for lenders, accountants, or potential buyers.

Owner statements aren’t just paperwork—they’re essential tools for growing and protecting your investment.

Partner with a Property Manager Who Puts Transparency First

Clear, consistent owner statements are just one part of running a profitable rental business—the right property manager makes all the difference.

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Stop Guessing, Smart Budgeting: Smart Budgeting Tips for Rental Property Owners

A gold-colored background states the title “Stop Guessing, Start Budgeting; Episode 111.”  There’s a picture of a microphone and photos of the hosts, Kevin Kilroy, Stacie Casella.

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Hey landlords! In this week’s episode of Your Landlord Resource Podcast, we dive into Stop Guessing, Smart Budgeting — it’s time to take control of your rental property finances.

In this week’s episode of Your Landlord Resource Podcast, we share smart budgeting tips for rental property owners that turn your rentals into a confident, well-run business.

Building on Episodes 78 (Bookkeeping & Accounting Tips for Landlords) and 79 (Accounting Software for Landlords), we discuss how self-managing landlords can create a practical budget, forecast expenses, manage reserves, and plan for profit. You’ll learn how to track cash flow, prepare for maintenance and capital projects, and stop reacting to financial surprises.

We also dive into the best tools to help landlords stay organized and in control and explain which ones fit best depending on your portfolio size and experience level.

By the end, you’ll know exactly how to use budgeting as your most powerful business tool — not just to survive, but to grow.


What You’ll Learn

  • How to build and manage a rental property budget
  • Why reserves matter and how to fund them
  • How to plan for maintenance and CapEx
  • How to budget for profit, not just expenses
  • Which software tools make it easier

Listen to Episode 78: Bookkeeping and Accounting Tips for Landlords

Listen to Episode 79: Accounting Software Options for Real Estate Investors

Listen to Episode 28: The Cash Reserves Blueprint: Protecting & Expanding Your Portfolio

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